Being insured in any form is always a wise action and one should get insured before it is too late meaning that before any unwanted event happens. But it is not usually found that people behave pro actively when it comes to Insurance. Though the concept of Life Insurance has gained importance and is a [...]

A large number of people have significant amount of debt piled up by the time they are in their thirties, which they pay off out of their monthly salary. But, in case of an eventuality like a disease or an accident, it definitely becomes harder to pay the bills. It eventually becomes impossible [...]

Whilst it is possible for a non-super income protection policy to be owned by a third party or jointly, rather than owned by the life insured, why would a client do this?
Fred and Anna are a married couple. Anna decides to take income protection on herself, but is advised to make Fred the policy owner for tax-deductibility [...]

Zurich Financial Services Australia has introduced an income protection product that provides cover for people who plan to work up until the age of 70.
The ‘genuine’ cover policy comes into play any time a successful claim is made up until the age of 70, as distinct from some policies which may continue up until the [...]

Income Protection Insurance helps replace your lost income if you are unable to work due to sickness or injury, helping to ensure that you can continue to meet your financial commitments by providing regular monthly benefit payments. You can get income protection insurance for up to 75% of your regular income, and superannuation contributions of up [...]